Welcome to Software Earnings, Inc., a company totally dedicated to Payments Application Software for the financial community. In February of 2008, we celebrated our 20th year of servicing America's top banks and financial institutions. We are proud to be associated with all of our valued customers who have trusted us to provide them with many mission critical software applications and services.

We are pleased to list many of the largest US banks as customers: The Federal Reserve Bank, CitiGroup, Bank of America, Wachovia Bank, Wells Fargo Bank, SunTrust Bank, Key Bank, J.P. Morgan Chase, First Tennessee Bank, Citizens Bank, BB&T, Regions Bank, Compass Bank, M&I Bank, Trustmark Bank, Capital One Bank, Symcor Inc., Intria Items Inc., and Commerce Bank.

To help customers transition from today’s paper check processing to the efficiencies of electronic payments, we reengineered our legacy products and introduced several new products under the name Payments Navigator.

Payments Navigator is an end-to-end payments processing suite of products that manages both paper and electronic payments. Our process is built with the quality, efficiency, and speed needed for today's largest bank payments processing.

Additionally, we have addressed and are making great headway into the Remote Deposit Capture Solution arena with our First Touch iCapture solution for Merchant and Corporate Deposit Capture, Branch Capture, and much more. We have added many community banks to our list of associated banks with this solution.

We encourage you to browse through our website. Please give us a call to discuss how we might help your financial institution take advantage of this once-in-a-lifetime transition from paper to electronic payments. Our prepared sales and support team is ready to discuss your electronic payments needs and answer any questions you might have by telephone, Webex session, or a site visit.

Thank you for visiting our website.

Sincerely,

Larry C. Thornton
President and CEO
Software Earnings, Inc.

July 19, 2010
Software Earnings and Bluepoint Solutions announce sales alliance to bring Front Teller Capture with Document Manager to target a broad spectrum of banks.

July 14, 2010
Larry Thornton announces the establishment of First Touch Payments Solutions. His new company will provide quality Merchant Services to banks and merchants.

June 28, 2010
Software Earnings Introduces RoboBalancer, an Automated Balancer for Payments Processing. RoboBalancer solution will automatically identify and resolve up to 80% of transaction imbalances during payments processing.

April 29, 2010
Software Earnings’ FFIEC Compliance Reporting Engine Provides Reporting Functionality for Community Banks' RDC Systems — Software Earnings installs FFIEC Compliance Reporting Engine at three Southeastern community banks.

April 27, 2010
Software Earnings Lauds Five Vice President Promotions — Larry Thornton, Software Earnings CEO offers his congratulations to the five noting, “This team is the backbone of our sales operations and their dedication is to be commended.”

March 1, 2010
"On Course with Payments Navigator" quartly Newsletter from Software Earnings' is distributed.

November 30, 2009
Software Earnings Launches Remote Deposit Capture FFIEC Compliance Reporting Engine - Product provides reporting functionality as directed by the “FFIEC Risk Management of Remote Deposit Capture” Guidelines.

October 28, 2008
Software Earnings Adds Advisory Services Group - Goal is to provide advice and resources to help banks develop organizational structures and operational systems to manage the new payments environment.