Memphis, TN, since 1988 # Payments Processing Software At Software Earnings Inc., we have led the way in practical software for the financial industry since our founding in 1988, helping our customers make the most of each advance in image-based payments and check processing. [Request a Demo or Service](/request-our-service/) [Call (901) 492-1163](tel:901-492-1163) Our main line is available 24/7, support included. [System down after hours?](/customer-support/#after-hours) - Monitoring [Red Carpet Software Suite](/red-carpet-software/) Watches remote deposit capture and the payments hub - Processing [Payments Navigator Suite](/payment-navigation/) Processes checks and ATM deposits, through to balancing - Capture [Remote Deposit Capture Suite](/remote-deposit-capture-suite/) Captures deposits at branches, businesses and correspondents Three separate products. Your bank can take any one of them on its own. ## Some of Our Clients - ![Regions](/_astro/regions-logo.D-aSqhpq_Z2eH8fL.webp) - ![SunTrust](/_astro/suntrust-logo.DsVhzuQ9_Z3mtOn.webp) - ![BB&T](/_astro/bbt-logo.p3VuyGVg_CRciL.webp) - ![Truist](/_astro/truist-logo-new.CC2Ae_jY_Z2joCtX.webp) - ![Bank of Hawaii](/_astro/bankofhawaii.CCIPc0Uh_2rQjYq.webp) - ![Citizens Bank](/_astro/citizenbanklogo.yDuyDSCT_H65lC.webp) [See the full customer list](/about/#customers) Products ## Three suites for the work behind every payment We make payments processing software for financial institutions in three suites, one for monitoring, one for processing and one for capture. Your bank can take any of them on its own, and each has its own page with every component it holds. - Monitoring ### Red Carpet Software Suite One view of remote deposit capture and payments hub activity, with dashboards that help your institution lower its risk. What it watches - [Remote deposit capture monitoring](/red-carpet-software/#remote-deposit-capture) - [Payments hub monitoring](/red-carpet-software/#payments-hub) [See the suite: Red Carpet Software Suite](/red-carpet-software/) - Processing ### Payments Navigator Suite Payments Navigator is a complete payments processing suite built from separate components. 10 components, among them - [ATM Image Deposit Processing](/payment-navigation/#ATMImageDepositProcessing) - [Payment Processing Manager](/payment-navigation/#PaymentsProcessingManager) - [RoboBalancer](/payment-navigation/#RoboBalancer) - [On Trac](/payment-navigation/#OnTrac) [See the suite: Payments Navigator Suite](/payment-navigation/) - Capture ### Remote Deposit Capture Suite Every product in the Remote Deposit Capture Suite can be taken as a set or chosen one at a time. Running in production since 2003. 9 components, among them - [Merchant Capture Suite](/remote-deposit-capture-suite/#MerchantCaptureSuite) - [Back Counter Branch Capture](/remote-deposit-capture-suite/#BackCounterBranchCapture) - [Remote Correspondent Capture](/remote-deposit-capture-suite/#RemoteCorrespondentCapture) - [Duplicate Item Detection](/remote-deposit-capture-suite/#DuplicateItemDetection) [See the suite: Remote Deposit Capture Suite](/remote-deposit-capture-suite/) Our company ## Why Work with Us? Institutions work with us to see their whole payments operation and run it ahead of trouble. The Red Carpet Software Suite puts an RDC dashboard and payments hub monitoring on one platform, so you can oversee your institution's whole electronic payments portfolio and every capture process behind it. Adapt, prevent problems, prescribe fixes and manage the full payments network ahead of time, simply, securely and efficiently, with a clear view of risk and performance. - Practical Solutions - Privately Owned - Since 1988 - [Software Development and Consulting](/services/) - File Transfer - Image Repair [More on the Red Carpet Software Suite](/red-carpet-software/) [About us](/about/) - Remote Deposit Capture Suite Processes more than a billion dollars a day in transactions - Remote Deposit Capture Suite Installed at more than 5000 capture locations across regional and community banks - Remote Deposit Capture Suite Running in production since 2003 - Our customers range from top ten financial institutions to community banks throughout North America. - For Severity 1 problems outside business hours: one of our application analysts is paged and calls you back within 1 hour. ### The people behind our software Larry Thornton, our President & CEO, founded Software Earnings Inc. and has built working relationships with large public companies including NCR Corporation, IBM and Unisys. His companies have licensed software to institutions including Bank of America, Wells Fargo, JP Morgan Chase and The Federal Reserve Bank. [Meet the team](/meet-the-team/) ## Tell us what your institution needs We build advanced productivity products and services for the financial industry, made to get more from what a bank has already invested in image and transaction processing technology. To ask for service, use our [form](/request-our-service/). [Request a Demo or Service](/request-our-service/) [Other ways to reach us](/contact/)