About us

# Our Company: Software Earnings Inc.

We were founded in 1988 and have been a leading provider of practical solutions to the financial industry ever since. Our software helps customers put each new advance in image-based payments and check processing to work.

[Meet the leadership](/meet-the-team/)
[Get in touch](/contact/)

Software Earnings at a Glance

## Who we are, in one place

### Who we are

We are Software Earnings Inc., founded in 1988, privately owned and headquartered in Memphis, TN. Our founder, Larry Thornton, is our President/CEO.

### What we make

- [Red Carpet Software Suite](/red-carpet-software/)
  One view of remote deposit capture and payments hub activity, on dashboards.
- [Payments Navigator Suite](/payment-navigation/)
  Payments Navigator is a complete payments processing suite built from separate components.
- [Remote Deposit Capture Suite](/remote-deposit-capture-suite/)
  Every product in the Remote Deposit Capture Suite can be taken as a set or chosen one at a time.

### Who we serve

Our customers range from top ten financial institutions to community banks throughout North America.

See our customers

### How we stand behind our software

For Severity 1 problems outside business hours: one of our application analysts is paged and calls you back within 1 hour. Our 6 client services and 8 extended services help your bank put a suite to work and keep the systems around it running.

- [Customer support](/customer-support/)
- [Client and extended services](/services/)

### The figures behind us

- Remote Deposit Capture Suite
  Processes more than a billion dollars a day in transactions
- Remote Deposit Capture Suite
  Installed at more than 5000 capture locations across regional and community banks
- Remote Deposit Capture Suite
  Running in production since 2003
- Across our solutions
  More than 15 million items a day run through our solutions.

**Hours**

Available 24/7

**Language**

English

**What We Offer**

Software Development And Consulting, Finance, Banking, File Transfer, Image Repair

Our story

## How we started

We build advanced productivity products and services for the financial industry, made to get more from what a bank has already invested in image and transaction processing technology.

## What we do

At SEI, we specialize in payments processing applications and solutions for financial institutions. Payments Navigator is a complete payments processing suite built from separate components.

The components of Payments Navigator handle capture, data correction, distribution and extract, so a financial institution can retire its legacy systems.

Payments Navigator is also the base of payments convergence, our plan to bring every payment type into a single system as the needs of the financial industry keep changing. Alongside it we offer a Remote Deposit Capture Suite covering merchant, remittance, branch and correspondent capture, and an FFIEC compliance reporting tool for RDC.

- [Payments Navigator Suite](/payment-navigation/)
- [Remote Deposit Capture Suite](/remote-deposit-capture-suite/)

## How we serve customers

We have one focus area, and it is payments application solutions. The people in our research, development and technical roles have significant experience in banking and the industry, which gives them a hands-on view of payments.

With us, customers come first. We keep our organization flat, and we work to give customers a direct line to our executive sales staff, our product managers and their technical teams.

We pair a flexible way of doing business with continuous application development, so we deliver reliable solutions quickly, and that sets us apart from large infrastructure companies. Our products keep meeting and exceeding what customers set out to achieve in business, and give them a high rate of return on what they invest in our applications.

We are an OEM application provider as well, and other channels take our software to market. Our software adds value to other vendors' products, bringing our intellectual capital and knowledge to round out their solutions.

## Our record

We are known as a proven leader in payments processing. More than 15 million items a day run through our solutions. Founder, president and CEO Larry C. Thornton leads our company.

Many banks and technology vendors count us as an industry leader and a trusted partner. We are headquartered in Memphis, TN.

- [Read the leadership bios](/meet-the-team/)

Customers

## Who has licensed software from our founder’s companies

### Some of Our Clients

- ![Regions](/_astro/regions-logo.D-aSqhpq_Z2eH8fL.webp)
- ![SunTrust](/_astro/suntrust-logo.DsVhzuQ9_Z3mtOn.webp)
- ![BB&T](/_astro/bbt-logo.p3VuyGVg_CRciL.webp)
- ![Truist](/_astro/truist-logo-new.CC2Ae_jY_Z2joCtX.webp)
- ![Bank of Hawaii](/_astro/bankofhawaii.CCIPc0Uh_2rQjYq.webp)
- ![Citizens Bank](/_astro/citizenbanklogo.yDuyDSCT_H65lC.webp)

Customers that have licensed software from Larry Thornton’s companies include:

- Bank of America
- CitiBank
- Wells Fargo
- Key Bank
- JP Morgan Chase
- BB&T Bank
- Regions Bank
- SunTrust Bank
- First Tennessee Bank
- Citizens Bank
- Barclays Bank
- The Federal Reserve Bank
- many community banks
- Dodges
- Sapp Brothers
- Goodwill
- Laguna Development Corporation

[Read the leadership bios](/meet-the-team/)

## Start a conversation with us

Tell us about your institution and the payments work in front of you.

[Request a Demo or Service](/request-our-service/)
[Other ways to reach us](/contact/)