Who we are
We are Software Earnings Inc., founded in 1988, privately owned and headquartered in Memphis, TN. Our founder, Larry Thornton, is our President/CEO.
About us
We were founded in 1988 and have been a leading provider of practical solutions to the financial industry ever since. Our software helps customers put each new advance in image-based payments and check processing to work.
Software Earnings at a Glance
We are Software Earnings Inc., founded in 1988, privately owned and headquartered in Memphis, TN. Our founder, Larry Thornton, is our President/CEO.
Our customers range from top ten financial institutions to community banks throughout North America.
For Severity 1 problems outside business hours: one of our application analysts is paged and calls you back within 1 hour. Our 6 client services and 8 extended services help your bank put a suite to work and keep the systems around it running.
Our story
We build advanced productivity products and services for the financial industry, made to get more from what a bank has already invested in image and transaction processing technology.
At SEI, we specialize in payments processing applications and solutions for financial institutions. Payments Navigator is a complete payments processing suite built from separate components.
The components of Payments Navigator handle capture, data correction, distribution and extract, so a financial institution can retire its legacy systems.
Payments Navigator is also the base of payments convergence, our plan to bring every payment type into a single system as the needs of the financial industry keep changing. Alongside it we offer a Remote Deposit Capture Suite covering merchant, remittance, branch and correspondent capture, and an FFIEC compliance reporting tool for RDC.
We have one focus area, and it is payments application solutions. The people in our research, development and technical roles have significant experience in banking and the industry, which gives them a hands-on view of payments.
With us, customers come first. We keep our organization flat, and we work to give customers a direct line to our executive sales staff, our product managers and their technical teams.
We pair a flexible way of doing business with continuous application development, so we deliver reliable solutions quickly, and that sets us apart from large infrastructure companies. Our products keep meeting and exceeding what customers set out to achieve in business, and give them a high rate of return on what they invest in our applications.
We are an OEM application provider as well, and other channels take our software to market. Our software adds value to other vendors' products, bringing our intellectual capital and knowledge to round out their solutions.
We are known as a proven leader in payments processing. More than 15 million items a day run through our solutions. Founder, president and CEO Larry C. Thornton leads our company.
Many banks and technology vendors count us as an industry leader and a trusted partner. We are headquartered in Memphis, TN.
Customers






Customers that have licensed software from Larry Thornton’s companies include:
Tell us about your institution and the payments work in front of you.