ANSI X9 Validation
Incoming X9s have an array of variables that must meet the ANSI X9.100-181 standards. Without essential validation, these files are not ready for ingestion into the bank’s internal payments systems or the downstream payor bank’s systems.
TIFF Scrubber will examine incoming external and internal X9 files to analyze, correct, and report TIFF encoding variances. Corrections to TIFF image encoding will reduce the exposure of transmitting TIFF errors in X9 image items to exchange partners, image archives, and customers.
Image items with compression and encoding errors will be rejected by the downstream payor bank resulting in costly adjustment labor-hours and exposure to associated risks.
Modifications of image encoding include:
- X Resolution
- Y Resolution
- T6 Option
- T4 Option
TIFF Tag Repair is also available for community banks with full functionality to validate, correct, and report TIFF encoding errors.
Download a FREE, 30-day trial version of TIFF Scrubber software.
TIFF Scrubber Product Features
Incoming X9s have an array of variables for banks to monitor, manage, and report. At Software Earnings, we have made it our focus to increase efficiency in payments processing departments due to these types of variables. Depositing systems may lack X9 validation procedures prior to sending these electronic files to their respective banks. Without essential validation, these files are not ready for ingestion into the bank’s payments systems. While banks can work through this process with costly labor-hours, there is an easier way.
Software Earnings’ TIFF Scrubber will examine incoming external and internal X9 files to analyze, correct, and report TIFF variances according to the ANSI X9.100-181 specification. This process will provide a much-needed defense system to reduce the exposure of transmitting invalid images to exchanges partners, the bank’s image archive, or to the bank’s customers. TIFF Scrubber does not alter the invalid image; rather, it only corrects the encoding format of the image to stay compliant with the ANSI X9.100-181 standard.
TIFF Scrubber is a multi-threaded Windows® operating system capable of processing multiple files concurrently, and requires no end-user intervention. TIFF Scrubber will analyze the images based on the ANSI X9.100-181 specification, automatically correcting the TIFF errors if found. Images that conform to the ANSI X9.100-181 specification remain unchanged. TIFF Scrubber then places the corrected X9 file on the output landing zone for downstream processing.
TIFF Scrubber provides an XML configuration file and is easily integrated at many points in the payments processing cycle depending on the bank’s needs. TIFF Scrubber provides audit reports and logs that provides the bank’s staff with information they need in the event an image is challenged by a receiving bank, or to provide feedback to a depositor about the invalid TIFF images.